tag:blogger.com,1999:blog-91638541522245299652024-03-13T12:42:57.345-07:00Debt Consolidation Lender InformationStruggling to deal with multiple debts can be all the more difficult for those who have multiple accounts and collectors. An online debt consolidation loan can offer many valuable opportunities for those who are having financial issues. The right arrangement can make all the difference for those attempting to reconcile their finances.
Find Resources At: http://credit-debt-consolidation-loans.comAnonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-9163854152224529965.post-73975541458411402622015-10-17T07:50:00.004-07:002015-10-17T07:50:38.671-07:00I Due: How to Tackle Student Loan Debt Without Sidelining Your Marriage <div>
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<br />
Getting
married this fall? Congratulations! Just be warned – there comes a
moment in every autumn wedding where half the guests suddenly slip away
to watch the big game (just follow the cheers to find your wedding
party).</div>
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Football
is actually pretty apropos for a wedding – after all, in both football
and marriage, you’re either tackling things together or you’re being
tackled by them. Money is a common example of this (in marriage, not
football), as the growing number of couples dealing with <a href="http://credit-debt-consolidation-loans.com/apply.php" target="_blank"><b>student loan debt</b></a> can attest.</div>
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Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/10/15/i-due-how-to-tackle-student-loan-debt-without-sidelining-your-marriage/"><b>http://credit-debt-consolidation-loans.com/blog/2015/10/15/i-due-how-to-tackle-student-loan-debt-without-sidelining-your-marriage/</b></a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-91054792207129233602015-10-15T05:21:00.005-07:002015-10-15T05:21:48.873-07:00The Best Alternatives to MIT for Computer Science Programs in Boston<span style="background-color: white; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px;">We did our research and put together a list of computer science programs in the Boston area that would be great alternatives. We looked at the quality of the program but also the value of it as determined by how much <a href="http://www.credit-debt-consolidation-loans.com/" target="_blank"><b>debt</b></a> graduates took on compared to their starting salaries in the industry, also known as </span><a href="http://support.creditsesame.com/customer/portal/articles/1264556-what-is-debt-to-income-ratio-and-why-is-it-important-" style="border: 0px; color: #65944a; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">debt-to-income ratio</a><span style="background-color: white; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px;">. Some schools are obvious choices but others may surprise you and present a great value.</span><br />
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<span style="background-color: white; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px;">Read More: </span><a href="http://credit-debt-consolidation-loans.com/blog/2015/10/07/the-best-alternatives-to-mit-for-computer-science-programs-in-boston/"><b>http://credit-debt-consolidation-loans.com/blog/2015/10/07/the-best-alternatives-to-mit-for-computer-science-programs-in-boston/</b></a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-8272067113090232082015-10-14T07:31:00.001-07:002015-10-14T07:31:24.437-07:00Personal Loan Or Home Equity Loan for Home Improvements?<div style="border: 0px; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; margin-bottom: 1.625em; outline: 0px; padding: 0px; vertical-align: baseline;">
Maybe you’ve spent too much time watching HGTV and now have visions of turning your kitchen into a chef’s paradise. Or perhaps your master bath is just one shower away from disaster.</div>
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If so, you’re not alone. The Joint Center of Housing Studies for Harvard University recently reported that the <a href="http://www.jchs.harvard.edu/us-home-improvement-industry-outpaces-broader-housing-recovery" style="border: 0px; color: #65944a; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">home improvement industry</a> should post record-level spending in 2015. For many people, that means borrowing money to pay for those improvements.</div>
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Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/07/24/personal-loan-or-home-equity-loan-for-home-improvements/"><b>http://credit-debt-consolidation-loans.com/blog/2015/07/24/personal-loan-or-home-equity-loan-for-home-improvements/</b></a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-24113874042421886952015-10-08T11:42:00.000-07:002015-10-08T11:42:31.779-07:00Should You Buy a Home Before Year-End? 4 Reasons to Consider Taking the Plunge<div style="background-color: white; color: #333333; font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif; font-size: 15px; line-height: 24px; margin-bottom: 1.625em;">
With the dog days of summer behind us, the real estate market should soon be experiencing an end-of-season cool-down. But that doesn’t mean prospective homebuyers should cool off, as well.</div>
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If you’ve been thinking about buying a home, taking the plunge before year-end could save you money, give you extra negotiating power and potentially even increase your future take-home pay. Here are three things that make the fourth quarter of 2015 a great time to <a href="http://www.fast-bad-credit-loan.net/mortgageloans.html" target="_blank"><b>buy a home</b></a>.</div>
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<span style="text-align: start;">Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/10/07/should-you-buy-a-home-before-year-end-4-reasons-to-consider-taking-the-plunge/"><b>http://credit-debt-consolidation-loans.com/blog/2015/10/07/should-you-buy-a-home-before-year-end-4-reasons-to-consider-taking-the-plunge/</b></a></span></div>
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Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-79493595875048372612015-10-05T07:35:00.001-07:002015-10-05T07:35:50.854-07:00How Many Credit Reports and Scores Will My Lender Pull?<div style="border: 0px; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; line-height: 21px; margin-bottom: 1.625em; outline: 0px; padding: 0px; vertical-align: baseline;">
After applying to refinance his mortgage, a <a href="http://www.creditsesame.com/" target="_blank">Credit Sesame</a> reader writes in for advice to find out why the mortgage lender pulled a ti-merge report instead of his credit report. John Ulzheimer, credit expert for Credit Sesame, answers.</div>
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“John, I applied to refinance my home loan last month and the mortgage company didn’t pull my credit report. They told me they pulled something called an RMCR Tri-merge report. What in the world is that and why didn’t they pull one of my credit reports?”</div>
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Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/08/18/how-many-credit-reports-and-scores-will-my-lender-pull/" target="_blank">http://credit-debt-consolidation-loans.com/blog/2015/08/18/how-many-credit-reports-and-scores-will-my-lender-pull/ </a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-26144529726977703342015-09-29T11:20:00.005-07:002015-09-29T11:20:40.129-07:00How to Pay Off Student Loans Faster Using Momentum<span style="background-color: white; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; line-height: 21px;">Paying off student loans is all about momentum and resourcefulness. Staying current on your payments—or ideally getting ahead of them a bit—can give you the motivation you need to tackle and clear your student loan debt quickly.</span><br />
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<span style="background-color: white; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; line-height: 21px;">Read More: </span><a href="http://credit-debt-consolidation-loans.com/blog/2015/09/28/how-to-pay-off-student-loans-faster-using-momentum/">http://credit-debt-consolidation-loans.com/blog/2015/09/28/how-to-pay-off-student-loans-faster-using-momentum/</a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-50955756624365314272015-09-23T13:35:00.000-07:002015-09-23T13:35:05.333-07:00Move-In Maintenance : How First-Time Homeowners Can Get To Know Their Home<div style="border: 0px; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; line-height: 21px; margin-bottom: 1.625em; outline: 0px; padding: 0px; vertical-align: baseline;">
It feels good to close on your first home. But once you’ve got everything moved in, you become a homeowner and that means lots of homeowner responsibilities and sometimes spending money on those responsibilities. From the moment you move in—actually from the home inspection—you should consider how to maintain your home in order to avoid costly repairs later. As a first-time homeowner, you now have an investment to protect.</div>
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Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/09/20/move-in-maintenance-how-first-time-homeowners-can-get-to-know-their-home/">http://credit-debt-consolidation-loans.com/blog/2015/09/20/move-in-maintenance-how-first-time-homeowners-can-get-to-know-their-home/</a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-17956817894285995382015-09-19T09:03:00.000-07:002015-09-19T09:03:59.182-07:00The Financial Planner’s Guide to Student Loan Refinancing<div style="border: 0px; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; line-height: 21px; margin-bottom: 1.625em; outline: 0px; padding: 0px; vertical-align: baseline;">
Whether you’re a fee-based financial planner, investment advisor or other financial professional, chances are you’ve seen a uptick in clients dealing with student loans.</div>
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From the parents who take on debt to <a href="https://www.sofi.com/blog/beyond-the-parent-plus-loan-3-ways-to-finance-your-childs-education/" style="border: 0px; color: #65944a; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">fund their kids’ education</a>, to the lawyers, doctors, nurses and other professionals shouldering high interest rate grad school loans, an increasing number of clients are looking for guidance on how to balance a large debt load with rapidly evolving financial goals.</div>
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Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/09/18/the-financial-planners-guide-to-student-loan-refinancing/">http://credit-debt-consolidation-loans.com/blog/2015/09/18/the-financial-planners-guide-to-student-loan-refinancing/</a></div>
Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-70339698681013567332015-09-16T18:45:00.002-07:002015-09-19T08:57:47.658-07:00How to Get Medical Debt off Your Credit Report<span style="background-color: white; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; line-height: 21px;">Consumers who become sick or injured and can’t pay their medical bills may find themselves facing multiple layers of insult and injury. Bad becomes worse when collection agencies hound by phone and mail and delinquent accounts stage an evil takeover of the consumer’s credit report. In fact, most reported collection accounts – 52% – are medical. Fortunately, changes by the big three credit bureaus (Experian, Equifax and TransUnion) that went into effect this past spring make it easier for consumers to get medical debt and other types of inaccurate data off their credit reports.</span><br />
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<span style="background-color: white; color: #373737; font-family: 'Trebuchet MS', Tahoma, sans-serif; font-size: 13px; line-height: 21px;">Read More: </span><a href="http://credit-debt-consolidation-loans.com/blog/2015/09/14/how-to-get-medical-debt-off-your-credit-report/">http://credit-debt-consolidation-loans.com/blog/2015/09/14/how-to-get-medical-debt-off-your-credit-report/</a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-12817100923365504162015-09-12T05:05:00.004-07:002015-09-19T08:59:37.189-07:00How Chase, Citibank and Bank of America Handle Identity Theft Protection<span style="font-weight: 400;">Identity theft is on the rise and banks
are constantly implementing new forms of identity theft protection into
the products and services they offer to their customers. By federal law,
everyone is entitled to some level of fraud protection against
unauthorized use of their debit or credit cards. Chase, Citibank, and
Bank of America have created ways of protecting their customers from
this kind of fraud.</span><br />
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<span style="font-weight: 400;">Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/09/01/how-chase-citibank-and-bank-of-america-handle-identity-theft-protection/" target="_blank">http://credit-debt-consolidation-loans.com/blog/2015/09/01/how-chase-citibank-and-bank-of-america-handle-identity-theft-protection/ </a></span>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-8468731081169130452015-09-12T05:03:00.003-07:002015-09-19T09:00:12.433-07:00How late payments affect your credit report<span style="font-weight: 400;">Whenever you make a late payment on one
of your current liens or debts, such as a credit card, it will have
negative effects on your credit report card. Banks and lenders are very
strict on the payment history of an applicant who is requesting a new
loan. If the credit report even shows one month on a debt account that
had a late payment, it will immediately be a red flag to them. A history
of late payments shows lenders that you are a credit risk, which means
they will be nervous about issuing you another loan or credit card. But
if you have a history of on-time payments, they will likely grant you a
new loan.</span> <br />
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Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/09/10/how-late-payments-affect-your-credit-report/">http://credit-debt-consolidation-loans.com/blog/2015/09/10/how-late-payments-affect-your-credit-report/</a>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-28524373955017501812015-09-12T05:02:00.001-07:002015-09-12T05:02:09.535-07:00What is identity protection and Credit Monitoring Services?<span style="font-weight: 400;">Identity protection is a term that
refers to any security measure which helps prevent your personal
information, such as social security numbers and credit card numbers,
from being seen by unauthorized third parties. If the wrong people were
to get your personal information then they could steal your identity and
incur a lot of debt in your name that you will be responsible for. But
when you take measures to protect your identity, you are preventing
someone from doing this.</span><br />
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<span style="font-weight: 400;">Read More: <a href="http://credit-debt-consolidation-loans.com/blog/2015/09/08/what-is-identity-protection-and-credit-monitoring-services/" target="_blank">http://credit-debt-consolidation-loans.com/blog/2015/09/08/what-is-identity-protection-and-credit-monitoring-services/ </a></span>Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0tag:blogger.com,1999:blog-9163854152224529965.post-15516141109448626082015-01-23T21:43:00.000-08:002015-01-26T13:24:03.196-08:00The Snowball Route to Debt FreedomWith so many people overrun with debt worries lately and the economy perilously hanging on the balance between wanting more spending (consumer confidence) and less borrowing (on the verge of defaulting on loans), it's no wonder that people are looking into more than one way to get motivated.<br />
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There are two well-known ways to pay down debt and secure some financial freedom. I just learned of a third, which I'm going to share with you here.<br />
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There's no right or wrong way to pay off debt. Read through these ideas and find out which one works best for you.<br />
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<u>3. Pay Off the Most Troublesome First</u><br />
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If you have a debt that makes you angry every time you look at it, that might be the first one you want to pay off. Regardless of how much interest you're paying or what the minimum payments might be, if this is a debt that happened because of a break-up, financial disaster, lawsuit, or other extremely unpleasant condition, you might find the greatest sense of freedom from paying this one off first.<br />
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<u>2. The Snowball Effect</u><br />
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This works well if you have a ton of different creditors to pay off. You simply pay off the one with the lowest balance first.<br />
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Say you have one credit card with a $6,000 balance, another with a $600 balance, and 5 more cards with balances in between. By paying off the lowest balance first, you get the psychological high of only having 6 cards on your list instead of 7. What's more, you can now take the money you were paying to that lowest balance and add it to the amount you're now paying on the next highest balance.<br />
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Result? You will FEEL that you're making faster progress!<br />
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(It may not be true mathematically, but your feelings affect your ability to hang in there until the end.)<br />
<br />
<u>3. Pay the Highest Interest Rate off First</u><br />
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This is the oldest recommended technique, probably devised by an accountant sitting in a back room somewhere. It is the most logical way to repay your debt, because the highest interest rate is taking the biggest bite out of you. Getting rid of that first will make the most sense mathematically.<br />
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Unfortunately, it might feel like it takes forever to pay off that one card. People can get discouraged this way, and make themselves feel better by buying a huge TV, expensive vacation, or a swimming pool -- with credit.<br />
<br />
So, if you've got a cool head, this is the oldest and one of the best ways to do it.<br />
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<u>Keep the Faith.</u><br />
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Keep the faith. You can really pay off all that credit card debt. You can find the extra income and the motivation to keep a budget, stick to it, and succeed. If you need more income, you might find that a second, part-time job might help. You can <a href="http://www.credit-debt-consolidation-loans.com/" target="_blank">consolidate debt</a> into a better interest rate. But no matter what road to success you take, you have to believe you can do it, because that's what keeps you motivated.<br />
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Try this suggestion: Every night before you go to sleep, get into bed and take a few moments to appreciate the soft pillow. Think back and identify at least one to five good things that you remember from that day. After all, that's why you want more freedom from debt -- you want to have a life you can enjoy.<br />
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<br />Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com1tag:blogger.com,1999:blog-9163854152224529965.post-38658045792398227732014-11-12T17:34:00.005-08:002014-11-12T17:34:49.967-08:00Smartest Ways To Refinance Debt With Bad CreditIf you are having trouble with your monthly payments, bad credit refinance loans may be the answer to your problems. Many people have a past with some financial indiscretions. It may not be your fault, but you may have some problems getting approved for conventional type of loans. Here are some ways that you can take out a loan that will help your current financial situation.<br /><br />One of the most important things to do is assess your finances. This means sitting down and making a list of everyone that you owe. Do not forget to list all of your monthly payments. This includes home mortgages, car loans, charge card debt, and any other kind of loan that you may have. When you list these things, it gives you a clear idea of how much you need to lower your total monthly payments.<br /><br />Once you know about how much you need, you will have to find a lender that will give you a loan. This is where your list of debts can come in handy, as it is your guidelines. Some lenders have special programs that will allow you to <b><a href="http://www.credit-debt-consolidation-loans.com/" target="_blank">consolidate your debts into one</a></b> more manageable payment. It is important to look for these types of loans when you shop.<br /><br />One of the best places to shop for loans is online. There is a large amount of lenders on the Internet, and many of them offer <b><a href="http://vimeo.com/64703914" target="_blank">$25,000 unsecured debt consolidation loans</a></b> for those with past credit problems. This includes late payments, repossessions, and bankruptcy. When you search online, enter the terms "bad credit refinance loans" at a major search engine. This will bring up some lenders that can help you.<br /><br />When you apply for a loan, it is best to have all of your information together. This will simplify and expedite the process. For example, have your employers contact information written down. You should also have tax forms from the previous year. Make sure that you understand the rules for borrowing.<br /><br />Most lenders require that you are a citizen of the United States, and are at least 18 years of age. You also will need to meet certain income guidelines. For example, you may need to make at least one thousand dollars per month.<br /><br />When you need to borrow money, it is easier if you have collateral. For example, if you have equity in your house or your car this can be used, and it will make it easier to be approved. However, it is still possible to get a bill consolidation loan without equity. When you have past credit problems, you are more likely to have higher interest rates. The reason for this is simple, as you represent a higher risk to the lender.<br /><br />In closing, if you find yourself in need of a debt consolidation loan, bad credit refinance loans may be the answer. This allows you to lower your monthly payments, and take some of the pressure off your financial situation. If you have collateral, it is easier to get a loan. In any manner, make sure that you use the loan money responsibly, or your problems may become worse.<br /><br />Anonymoushttp://www.blogger.com/profile/07560754635982482689noreply@blogger.com0